Equip your studio
Reformers, towers and the kit around them. Explore leasing, hire purchase and supplier finance.
Understand equipment financeFOR YOUR NEXT STUDIO CHAPTER
Your studio.
A plan to fund it.
Understand the options, work through the numbers and explore UK studio finance providers.
Equipment · Opening costs · Working capital
12 researched provider profiles
6 practical guides
Sources checked 21 October 2026
Get the doors open
Premises, fit-out and opening costs. Start with a plan for what needs paying, and when.
Build your opening budgetKeep room to grow
Working capital and monthly payments. Check the bookings you need and your cash reserve.
Plan your cash flowTHE PROVIDER DIRECTORY
Find a route to funding.
Browse by purpose and business stage.
Listed alphabetically, with sources on every profile.
A listing is a research starting point, not an endorsement or eligibility decision. Select up to three profiles to compare their published scope.
Finance broker
Business finance and leasing with a dedicated fitness-sector offering.
Ask provider
View provider profileSupplier-arranged finance
Finance enquiries for FOLD reformers and towers through its named finance providers.
Start-ups considered
View provider profileBusiness lender
Business loans for established businesses investing in equipment, expansion and cash flow.
Established businesses
View provider profileFinance broker / platform
A broker platform covering business borrowing, equipment leasing and hire purchase.
Ask provider
View provider profileEquipment leasing provider
Gym equipment leasing that explicitly includes Pilates reformer machines.
Ask provider
View provider profileBusiness lender
Business loans for cash flow and growth, with eligibility linked to the business and its performance.
Start-ups considered
View provider profileFinance broker
A dedicated Pilates finance service covering reformers, studio equipment and fit-out items.
Start-ups considered
View provider profileFinance provider / broker
Equipment finance for assets including gym equipment, furniture, technology and refurbishment.
Start-ups considered
View provider profileEquipment finance provider
Leasing for business equipment, with a reformer-specific route also advertised by FOLD.
Start-ups considered
View provider profileGovernment-backed scheme
A personal loan for business purposes, with business-planning support for eligible founders.
Start-ups considered
View provider profileFinance broker / platform
Explore business loans, asset finance and other funding routes through a funding platform.
Start-ups considered
View provider profileFinance provider
Asset finance covering equipment and soft assets such as furniture and shop fit-outs.
Ask provider
View provider profileChoose on the details.
There is no single best finance route for every studio. The right questions depend on your business structure, trading history, equipment and cash flow. Compare total cost, personal guarantees and ownership as well as monthly payments.
These are researched listings, not current Reformer Connect finance partnerships. We do not receive commission from the finance links shown. You contact providers directly. How we list providers
PRACTICAL, BEFORE YOU APPLY
Make the numbers
make sense.
GUIDE 01 · 5 min READ
What will it cost to open your studio?
Build an opening budget from real quotes, payment dates and a cash reserve.
Read the guideGUIDE 02 · 4 min READ
Buy, lease or use hire purchase?
Understand the ownership and cash flow differences before choosing equipment finance.
Read the guideGUIDE 03 · 4 min READ
Start Up Loans for a studio founder
The current scheme, personal responsibility and the spending it excludes.
Read the guideGUIDE 04 · 5 min READ
Cash flow and the bookings you need
Connect your timetable, realised class income and monthly payments.
Read the guideGUIDE 05 · 4 min READ
Questions to ask before accepting finance
Compare total cost, guarantees, ownership and exit terms on the same basis.
Read the guideGUIDE 06 · 3 min READ
Prepare your funding application
Bring together quotes, business plans and forecasts before speaking to a provider.
Read the guideA FEW COMMON QUESTIONS
Before you take the next step.
Can I finance a studio before it opens?
Some providers consider start-ups and pre-opening studios. They still assess the proposal and may ask for investment, guarantees or other evidence. Look at the stated eligibility on each profile and ask what your exact circumstances require.
Will an equipment lease pay for the whole studio?
Not necessarily. Equipment finance is linked to eligible assets. Fit-out, rent deposits, training and ongoing costs may need different funding. Ask which individual items can be included.
Does Reformer Connect arrange the loan?
No. This section provides information and researched listings. We do not assess your application or collect financial application documents. Provider enquiries take place on their own websites.
Are these affiliate links?
These are researched listings, not current Reformer Connect finance partnerships. We do not receive commission from the finance links shown. Any approved paid link is labelled as advertising next to the link. Listing order is alphabetical.
BUILD THE REST OF YOUR STUDIO
Finance is one part of the plan.
General information for UK studio businesses, not a personal finance recommendation. Product terms and eligibility can change. Confirm the current agreement directly with the provider.